Online Access Terms

By accessing or using our website, you are agreeing to be bound by these Terms of Use, which outline the rules and regulations governing your use of our platform. Whether you are a registered member or a visitor, your use of the site implies acceptance of these terms. Our website is provided free of charge by our organization ("we" or "us") to inform users about our products and services. These terms serve to ensure a fair and equitable experience for all users, promoting transparency and accountability in our interactions.

Accepting Usage Terms

These terms and conditions constitute a legal agreement between you and Organisation with respect to the use of the Website and all and any Downloads and shall be legally binding in all circumstances. By becoming a Subscriber, by using the Website or effecting any Download or by having any dealings with Organisation or using any Service provided by Organisation, you agree to accept them fully and, where applicable, the Terms and Conditions for One-to-One Users, which shall be deemed to be incorporated into these terms and conditions to the extent applicable. By paying a Subscription Fee, you will be deemed to have confirmed your acceptance of these terms and conditions. These terms and conditions may be changed at Organisation’s discretion at any time and it is the responsibility of each Subscriber to ensure that he is fully aware of the current terms and conditions at all times. Continued use of the Website or continuing to deal in any way with Organisation will be deemed to constitute acceptance of any variation of the terms and conditions.

Constriction of Our Liability

Nothing in these terms and conditions will: (a) limit or exclude our or your liability for death or personal injury resulting from our or your negligence, as applicable; (b) limit or exclude our or your liability for fraud or fraudulent misrepresentation; or (c) limit or exclude any of our or your liabilities in any way that is not permitted under applicable law.

To the extent that the Website and Content are provided free of charge, we will not be liable to you for any loss or damage of any kind.

We will not be liable to you in respect of any losses arising out of events beyond our reasonable control.

To the maximum extent permitted by law, Company accepts no liability for any of the following:

  • any business losses, such as loss of profits, income, revenue, anticipated savings, business, contracts, goodwill or commercial opportunities;
  • loss or corruption of any data, database or software;
  • any special, indirect or consequential loss or damage.

Unpermitted Activities

You may use our site only for lawful purposes. You may not use our site:

  • In any way that breaches any applicable local, national or international law or regulation.
  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect.
  • For the purpose of harming or attempting to harm minors in any way.
  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with our content standards.
  • To transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam).
  • To knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware.

You also agree:

Not to reproduce, duplicate, copy or re-sell any part of our site;

Not to access without authority, interfere with, damage or disrupt:

  • any part of our site;
  • any equipment or network on which our site is stored;
  • any software used in the provision of our site; or
  • any equipment or network or software owned or used by any third party.

Direct Contact Info

You are allowed to print or download content from our website if:

  • The content retains all copyright and intellectual property notices, and proper credit is given to the source.
  • The materials are used in a manner that does not compromise our company's reputation or objectives.
  • There are no modifications made to the original materials.

Please note that we reserve the right to terminate your access to our materials at any time without notice.

Interconnecting Web Links

Our website may feature links to third-party websites or services that we do not own or control. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available through any such websites or services. We recommend that you read the terms and conditions and privacy policies of any third-party websites or services that you visit.

Legal Enforcement and Governing Regulations

These Terms are constructed in accordance with and shall be governed by the laws of our jurisdiction. In the case where any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, such invalidity or unenforceability shall not affect the remainder of the Terms, which shall continue in full force and effect. By using the website, you agree that the courts of our country will have exclusive jurisdiction over any disputes arising from these Terms.

Transfer of Funds

The fundamental version of the Service is available for use at no cost. However, users have the option to upgrade to a Premium membership to gain access to additional features on the Site. Additionally, users can opt to purchase other services or materials regardless of their Premium membership status.

The pricing and associated terms for all Paid Services, including the Premium membership, are governed by the Paid Services terms.

If a free-trial period is provided, charges will not be applied until the trial period concludes. At that point, the provided payment method will be automatically charged using the entered card details. No refunds or credits will be issued for partial monthly subscriptions.

For users who have purchased a Paid Service (including a Premium membership), the terms outlined in this clause also apply to their usage and access of the Paid Service. In case of any conflict between this clause and other terms in the Terms of Service, the terms in this clause will take precedence. These terms apply whether the individual using the Paid Service is the direct user or if a third party is facilitating and/or paying on behalf of the user. If the user is utilizing the Paid Service based on an agreement between the company and a third party, the terms of that agreement will supersede.

  • Before completing a purchase of Paid Services on the Site, users have the opportunity to review their order. It is advised to verify the order details before proceeding to payment. A confirmation email will be sent each time a Paid Service is purchased, thus forming the contract between the user and the company for the relevant Paid Service.
  • By placing an order, users agree to pay the specified fees for the relevant Paid Service(s), along with any applicable VAT and additional fees, by credit card or any other accepted payment method. Users acknowledge that fees for each Paid Service may change periodically. Any price adjustments will be announced on the company website and will not impact existing subscriptions.
  • The company employs secure payment service providers to ensure the security of payments.
  • Subscription-based Paid Services offer various subscription periods, allowing users to select the most suitable option. Payment for subscription-based Paid Services is made in advance.
  • In cases where a subscription-based Paid Service renews automatically, the user's credit card will be charged automatically at the end of the current subscription period. Subscriptions do not expire due to non-use during the subscription period.
  • The company may introduce promotions and free offers, subject to additional terms or restrictions, which cannot be shared among different users.
  • Users should be aware that, unless explicitly stated otherwise in these Paid Services terms or agreed with the company in writing, advance payments will not be refunded.
  • Users have the right to cancel a purchase of a Paid Service and request a refund within the first 14 working days following the initial purchase. However, if the Paid Service has been utilized before cancellation, the user must pay for the value of the service provided up to the cancellation date.

The company reserves the right to suspend or terminate access to one or more Paid Services immediately and without liability if:

  • The company believes that the user is in breach of or has acted inconsistently with these Paid Services Terms; or
  • The company is entitled to suspend or terminate the user's account, or the user's use of the Service in general.

Policy for Funds Restitution

You have the freedom to cancel your Company membership at any time, with or without cause. However, if you cancel before the current subscription period ends, we won't refund any fees already paid. Exceptions to this policy may apply in certain circumstances. To terminate your recurring subscription, adjust your payment settings within your Company account profile. Upon cancellation, access to all enrolled products will cease at the end of the billing cycle. Should you decide to rejoin as a paying member, your billing cycle will reset accordingly. If your subscription is managed by a third party, cancellation may need to be processed through them.

For further assistance or inquiries regarding cancellations and refunds, please don't hesitate to contact our customer support team. We're here to help.

Relevant Additional Information

These Terms refer to the following additional terms, which also apply to your use of our site:

Terms and Conditions – available from us upon when you make an application to use our services;

Our Privacy Policy which sets out the terms on which we process any personal data we collect from you, or that you provide to us; and

Our Cookies Policy, which is set out as part of our Privacy Policy, and you consent to our use of cookies in accordance with the terms of our Privacy Policy

Changes To The Acceptable Use Policy

Our company reserves the right to update or modify these Terms and Conditions at any time without prior notification. Changes to the terms will be effective immediately upon posting on our website. It is your responsibility to review these Terms regularly to stay informed of any updates. Your continued use of the website after any such changes constitutes your acceptance of the new Terms.

No Guarantees Provided

Where you are using a Paid Service (including a Premium Membership) company warrants that such Paid Service will comply in all material respects with its description as set out on the Site.

You understand and agree that the Site, the Service and the Content are provided "AS IS" and that you use the Site, the Service and the Content at your own risk. To the fullest extent permitted by applicable law, company expressly disclaims all warranties of any kind, whether express or implied, including but not limited to any implied warranties of merchantability, fitness for a particular purpose and non-infringement. In particular and without limitation to the foregoing, company does not, except to the extent provided to the contrary assume any responsibility for any improvement of your expirience; the timeliness, deletion, mis-delivery or non-delivery of information; failure to store any user communications or personalisation settings; restriction or loss of access; any bugs or other errors; unauthorised use due to your sharing of access to the Service; or any malfunction and/or inadequacy of the internet connection or the computer you are using. In addition, company does not warrant that the Service or any part of it will be uninterrupted or error-free.